Everything you need to know about home loans, refinancing, and how Estra Finance helps you save.
Built By Home Loan Experts - So your family never guesses on the biggest financial decision of your life
6+ Bank Partners — Compare the Philippines' biggest banks in one place
100% Free — Free Service. No Hidden Fees.
About Estra
Learn what Estra is, how it works, and why thousands of Filipino families trust us with their home loan decisions.
→Getting Started
Find out how to sign up, what to prepare, and how quickly you can see your personalised loan options.
→Eligibility & Qualifying
Understand who can apply, how much you could borrow, and which banks are most likely to approve you.
→Credit & Approval
Learn how Philippine banks evaluate your borrowing history and existing commitments and how to give your application the best possible chance.
→Documents & Loan Process
A step-by-step guide to what documents you need and what happens from application to approval.
→Interest Rates
Compare fixed and variable rates, understand how rates are set, and find the lowest rate you personally qualify for.
→Refinancing
Find out if switching banks could save your family money and how Estra makes the process simple and free.
→Property, OFW & Support
Answers for OFWs, questions about different property types, and how to get help from the Estra team.
→
