This is more than just a complete home loan solution – it will help you save money and become debt-free faster. Our team makes sure you’re making smart choices that help you build wealth, not just pay bills.
We take care of everything: we find the best rates, handle all the paperwork, and talk to the banks for you. This means you can focus on the fun part – getting ready for your new home. Bonus, we keep helping you save money even after you get your loan, making sure you reach your money goals faster.
Find Out Why Smart Homeowners Are Choosing Our FREE Done For You Home Loans.
HIDDEN HOME LOAN TRAPS: Jumps in interest rates, longer loan terms are just some traps that can lose you millions.
Your expert helps you every step, from your first question until your loan is paid off. They work just for you, find the best deal, and make everything simple.
Stop feeling confused by tricky bank deals and hidden fees. Our Home Loan Savings Report shows your options with simple charts, so you know what you’ll pay and how much you’ll save. Picking the best loan to save money has never been easier!
Skip the hassle of bank trips and confusing forms. We handle everything for your loan, from talking to banks to organizing your papers. Just send us your documents once, and we’ll do the rest to get your loan approved fast.
Using smart home loan savings strategies and our debt freedom plan. We give you a clear plan that fits your budget and helps you save more and become debt free faster.
Don’t let surprise rate jumps cost you more. We watch your loan’s interest rate and tell you if banks raise it. If we find a better deal, we check if switching saves you money and handle all the paperwork for you.
We keep an eye on your home’s value and tell you when it’s grown enough to meet your goals. When it’s time to use that growth for an investment, we handle everything to make growing your wealth easy.
Curious about Estra vs going to straight to the bank or if our service is truly free? Explore our FAQs for clear, honest answers to the questions everyone’s asking.
Your Easy Home Loan Journey
We’ve made getting a loan simple—no stress or long waits.
Step 1: Free Home Loan Consultation: We learn your goals and start a plan to help you reach them faster.
Step 2: Home Loan Savings Report: We talk to our partner banks, find your best options, and show them to you in a clear and easy to read report.
Step 3: You Pick Your Top Bank Option: We’ll never force you to choose a specific bank. Whatever loan option you choose, we’ll support you however best we can.
Step 4: Sit Back & Relax: We handle the rest!
You pay nothing extra, ever. Our services are 100% free, just like if you went straight to the bank. You get the exact same deal, and the bank won’t charge you anything more for using us.
So, why use us?
Unlike the banks, who only promote their own products, we work for YOU. Our goal is to guide and support you every step of the way, beginning with showing you all available options, helping you to save big and build your wealth.
How Do We Get Paid?
Banks make so much money from people getting home loans that they pay us to send them clients. This allows us to give our expert guidance for free!
Whether you go straight to the bank or use Estra, you get the exact same home loan—same fees, same interest rates. There’s no extra cost!
But here’s the big difference: banks only offer their own products, while we work for YOU. We help you compare options, save more, and guide you every step of the way.
If you want help choosing the best bank, creating a plan to buy more properties, or just making things easy and stress-free, we’re the right choice for you!
Estra Finance is not a bank or lending company, so we don’t have interest rates. We simply share with you the current rate of our partnered banks. Your exact interest rate will vary depending on the bank.
How do we get you the best interest rate? We compare our partnered banks and help you pick the best one for you.
Yes, we specialize in helping overseas Filipinos. We know which banks give the best rates and terms for you.
Our home loan specialists speak English and Tagalog, and they work for you longer than the banks. We will reply to you on weekends!
With our Done-For-You Home Loans package, you’ll get all the support you need to get your loan approved and pay it off faster. Here’s exactly what’s included:
#1 Your Personal Loan Specialist
A dedicated expert to guide you, handle your application, and create a plan to meet your goals quickly.
#2 Easy Home Loan Savings Report
A simple report that shows you the best loan options to save money and hit your financial targets.
#3 Application Processing
Skip the lines, confusing paperwork, and stress. We’ll take care of everything for you.
#4 Debt Freedom Plan
Smart strategies to save money and pay off your loan sooner.
#5 Ongoing Interest Rate Monitoring
We track your rates to protect you from paying too much.
#6 Property Growth Tracking
We monitor your property’s value, so you know when to tap into its equity for fast cash to build your wealth.
We work hard to get your home loan approved as fast (or faster!) than if you went directly to the banks. Thanks to our strong connections with the banks, we often speed up the process.
That said, approval times can vary.
How quickly you get approved depends on:
With us, you’ll have an expert team working to make the process smooth and as quick as possible!
Our services are 100% free — you don’t pay anything to work with us.
However, banks do charge loan approval fees, which are typically 2-3% of the loan amount.
Here’s the good news: these fees are the same whether you go directly to the bank or work with us at Estra.
The difference? With Estra, you’ll get expert guidance and support every step of the way at no extra cost!
