Your Easy Home Loan Journey
We’ve made getting a loan simple—no stress or long waits.
Step 1: Free Home Loan Consultation: We learn your goals and start a plan to help you reach them faster.
Step 2: Home Loan Savings Report: We talk to our partner banks, find your best options, and show them to you in a clear and easy to read report.
Step 3: You Pick Your Top Bank Option: We’ll never force you to choose a specific bank. Whatever loan option you choose, we’ll support you however best we can.
Step 4: Sit Back & Relax: We handle the rest!
You pay nothing extra, ever. Our services are 100% free, just like if you went straight to the bank. You get the exact same deal, and the bank won’t charge you anything more for using us.
So, why use us?
Unlike the banks, who only promote their own products, we work for YOU. Our goal is to guide and support you every step of the way, beginning with showing you all available options, helping you to save big and build your wealth.
How Do We Get Paid?
Banks make so much money from people getting home loans that they pay us to send them clients. This allows us to give our expert guidance for free!
Whether you go straight to the bank or use Estra, you get the exact same home loan—same fees, same interest rates. There’s no extra cost!
But here’s the big difference: banks only offer their own products, while we work for YOU. We help you compare options, save more, and guide you every step of the way.
If you want help choosing the best bank, creating a plan to buy more properties, or just making things easy and stress-free, we’re the right choice for you!
Estra Finance is not a bank or lending company, so we don’t have interest rates. We simply share with you the current rate of our partnered banks. Your exact interest rate will vary depending on the bank.
How do we get you the best interest rate? We compare our partnered banks and help you pick the best one for you.
Yes, we specialize in helping overseas Filipinos. We know which banks give the best rates and terms for you.
Our home loan specialists speak English and Tagalog, and they work for you longer than the banks. We will reply to you on weekends!
With our Done-For-You Home Loans package, you’ll get all the support you need to get your loan approved and pay it off faster. Here’s exactly what’s included:
#1 Your Personal Loan Specialist
A dedicated expert to guide you, handle your application, and create a plan to meet your goals quickly.
#2 Easy Home Loan Savings Report
A simple report that shows you the best loan options to save money and hit your financial targets.
#3 Application Processing
Skip the lines, confusing paperwork, and stress. We’ll take care of everything for you.
#4 Debt Freedom Plan
Smart strategies to save money and pay off your loan sooner.
#5 Ongoing Interest Rate Monitoring
We track your rates to protect you from paying too much.
#6 Property Growth Tracking
We monitor your property’s value, so you know when to tap into its equity for fast cash to build your wealth.
We work hard to get your home loan approved as fast (or faster!) than if you went directly to the banks. Thanks to our strong connections with the banks, we often speed up the process.
That said, approval times can vary.
How quickly you get approved depends on:
With us, you’ll have an expert team working to make the process smooth and as quick as possible!
Our services are 100% free — you don’t pay anything to work with us.
However, banks do charge loan approval fees, which are typically 2-3% of the loan amount.
Here’s the good news: these fees are the same whether you go directly to the bank or work with us at Estra.
The difference? With Estra, you’ll get expert guidance and support every step of the way at no extra cost!
The documents you need to provide depend on things like:
But usually, you’ll need:
Once we help you pick a bank, we’ll give you a clear list of exactly what to prepare. We make it easy!
We work with some of the biggest and best banks in the Philippines. Our partners often give the best rates and best loan choices.
Here are our banking partners:
We are always looking for new bank partners. This helps us give you even more choices and better deals!
We can help you with:
We help you pick the right loan and make it easy every step of the way!
Our services are completely free, and we give a lot of value to people who want to save on their home loan or build wealth through real estate. Because of this, our time gets booked up quickly.
We also want to help as many committed people as possible. If you don’t respond fast, we may have to move on to someone ready to take action.
This means you could miss your chance to get the expert help you need, so please respond quickly when we contact you!
Right now, we do not help with Pag-IBIG loans.
We only help with bank loans, like:
If you need help with one of these bank loans, we’re here for you!
To contact us, you can:
Email us:
ca************@**************om.ph
Send us a message on Facebook:
https://www.facebook.com/estrafinanceph
We look forward to hearing from you!
*This information is general in nature and has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the information and if necessary, seek appropriate professional advice. Interest rates displayed are dependent on qualifying for a home loan with your chosen Bank. We cannot guarantee clients will avail the advertised rate.
Copyright © 2025 Estra Financial Consultancy Service® (trading as Estra Finance). All rights reserved
